EarnBook

The No.1 Aadhaar Enabled Payment System (AePS)

Delivering Exceptional AePS Services

AePS Services are Aadhaar-based banking facilities that let customers carry out financial transactions using their Aadhaar number as the main identifier instead of cards or account numbers.

With AePS, a network of local EarnBook partners can deliver critical banking services to customers in rural and semi‑urban regions, helping drive true financial inclusion across the country.

Cash Collection Centre

A Cash Collection Centre with EarnBook enables hassle‑free acceptance of loan EMIs and cash payments through nearby authorised outlets. The idea is to give customers a simple option to manage their instalments and cash transactions at easily reachable community points instead of travelling to distant branches.

By tying up with banks, microfinance institutions, and NBFCs, EarnBook can digitise and streamline the entire cash collection workflow while using its widespread agent network to increase coverage and operational efficiency. The cash received at these centres can also be smartly recycled to fund mATM withdrawals and AePS transactions, ensuring that agents always maintain sufficient liquidity for smooth, uninterrupted service delivery.

Key Highlights

  • Tax‑Efficient Earnings
    Optimised payout structure and compliant reporting that can help agents better manage TDS and overall tax impact on their commissions.

  • Strong Enterprise Network
    Multiple tie‑ups with banks, MFIs, NBFCs, and other enterprises to enable loan EMI collections, bill payments, and more through EarnBook outlets.

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  • Integrated Cash Management for AePS & mATM
    Cash collected for EMIs and other services can be reused to power AePS withdrawals and mATM cash‑out, helping outlets maintain healthy liquidity and serve more customers seamlessly.

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Start AePS with EarnBook

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