EarnBook

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ANY QUESTIONS

Frequently Asked Questions !!

EarnBook is a B2B fintech platform that allows local retailers, Kirana store owners, and small business operators to turn their shops into “Digital Banking Hubs.” By using the EarnBook app, you can provide your local community with essential financial services—like cash withdrawals, money transfers, and bill payments—and earn a guaranteed commission on every transaction.

Any Indian citizen who owns a retail shop (such as a Kirana store, mobile recharge shop, medical store, or internet café) or any individual wanting to start a local financial services business can register as an EarnBook partner.

Registration is quick, entirely digital, and paperless:

  1. Download the EarnBook App from the Google Play Store.

  2. Sign up using your mobile number.

  3. Complete your digital KYC by uploading your PAN Card and Aadhaar Card details. Once verified, your ID will be activated instantly.

As an authorized partner, you can offer a wide variety of digital and financial services:

  • Banking: Aadhaar ATM (AePS), Domestic Money Transfer (DMT), and Micro ATM withdrawals.

  • Utility Payments: Mobile recharges, DTH top-ups, and electricity, gas, or water bill payments (BBPS).

  • Cash Management (CMS): EMI collection for loans and cash drops for e-commerce delivery agents.

  • Travel Booking: Official IRCTC railway tickets, flight bookings, and bus tickets.

  • Value-Added Services: New PAN card applications and instant insurance policy issuance (two-wheeler, car, and health).

"Turn your retail store into a digital banking hub, serve customers with pride, and earn the highest commissions with EarnBook."

QUESTIONS/ANSWERS

What We do & Benefits !!

Your earnings depend on your daily transaction volume. EarnBook offers some of the highest commission rates in the fintech industry (up to 40% to 100% higher than competitors on specific services like AePS, travel bookings, and account openings). There is no upper limit—the more transactions you perform, the more you earn.

EarnBook operates on an Instant Settlement model. The moment a transaction (like an Aadhaar withdrawal or bill payment) is successfully completed, your commission is automatically and instantly credited to your EarnBook wallet.

Yes, absolutely. EarnBook works alongside industry-leading banking partners and is fully compliant with the guidelines set by the Reserve Bank of India (RBI), National Payments Corporation of India (NPCI), and the Ministry of Corporate Affairs (MCA). Every transaction is secured with bank-grade encryption to ensure total safety.

EarnBook features a highly reliable technical architecture with a 99.9% success rate. However, if a transaction fails due to bank server issues or network drops, our automated system initiates a quick reversal. You can also raise a ticket instantly inside the app or contact our dedicated customer support team for real-time resolution.

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