EarnBook

The No.1 Aadhaar Enabled Payment System (AePS)

Delivering Exceptional AePS Services

AePS Services are Aadhaar-based banking facilities that let customers carry out financial transactions using their Aadhaar number as the main identifier instead of cards or account numbers.

With AePS, a network of local EarnBook partners can deliver critical banking services to customers in rural and semi‑urban regions, helping drive true financial inclusion across the country.

Turn Cash into Instant Commission

Become the trusted EMI and cash collection center for your community. Help customers pay their loan EMIs, credit card bills, and insurance premiums right at your shop, and earn an attractive commission on every transaction.

A Simple Way to Boost Your Daily Income

In rural and semi-urban areas, many customers still prefer dealing in cash to pay their monthly dues for microfinance loans, vehicle loans, or online deliveries.

With EarnBook’s Cash Management Service (CMS), your shop becomes an official drop-off point. You collect the cash from the customer, process the payment digitally through your EarnBook wallet, and instantly earn a high commission. It’s safe, quick, and requires zero extra investment!

100+ Biller Partners Integrated

  • Provide a one-stop solution for your neighborhood. Through EarnBook CMS, you can accept cash for a massive network of billers across India:

    • Microfinance Institutions (MFIs): Weekly and monthly loan repayments.

    • NBFCs & Banks: Vehicle loans, personal loans, and gold loan EMIs.

    • E-Commerce & Delivery: Cash-on-delivery (COD) drop-offs for delivery agents (Swiggy, Zomato, Amazon, Flipkart, etc.).

    • Insurance Providers: Premium collections for life, health, and vehicle insurance.

How It Works (3 Simple Steps)

  • Cash Collection Made Easy

    1. Collect Cash: The customer visits your shop with cash to pay their EMI or premium.

    2. Process via EarnBook: Open the EarnBook app, select the specific biller, enter the customer's details (like loan account number), and pay the amount using your EarnBook wallet.

    3. Earn Instantly: The customer’s bill is settled, they receive an SMS confirmation, and your commission is instantly added to your wallet!

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